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Check With Your Agent
Your Wildlife Damage MAY BE COVERED Under Your
"Home Owner's Policy"
Some Insurance
Companies may cover Bat Exclusin, since they (Bats) are not rodents. Most homeowners policies will not cover any rodent
damage
or removal, but since bats are not rodents, contacting your agent prior to an exclusion is suggested. Oddly enough, we have found many insurance companies
will not cover the exclusion cost, but will cover the guano removal and clean-up program. The
good news is, insurance companies will often pay for some, if not all, of the costs incurred to get rid of bats. Also, damage
incurred by raccoons or other wildlife may be covered, again contacting your agent prior
to an exclusion and repair is suggested.
If needed, we will provide a detailed estimate for your Agent.
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People know who to call when they see ants,
cockroaches and termites crawling around, but many of these pest control professionals are not trained in wildlife damage
management. The same maybe true of animal control officers, fire, police and others engaged in public safety professions.
Wildlife control is best left to a professional. For their own safety, homeowners should not try to confront unwanted wildlife or attempt off-label use of household products,
which is dangerous and may be illegal.
Ohio’s general law gives property owners the right to use lawful means to destroy
wildlife in the act of causing damage or threatening personal safety. The public may only address wildlife actually causing
damage or posing immediate threats and may
not randomly destroy wildlife as a preventive measure.
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The impact
of wildlife damage is enormous, but the public is largely unaware of this threat. The economic damage from all forms of wildlife
damage is conservatively estimated to be about $22 billion – and that does not include illness and death resulting from
interaction with dangerous wildlife. Animals like bats, raccoons, geese, mice, squirrels, beaver, skunks and other wildlife
pose a potentially serious threat to personal property and public health. For example, bats are vectors of the rabies virus,
which is deadly to humans, and feces from raccoons carry thousands of roundworm eggs that can be a serious health hazard
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